Second Chance Banking

Do not ever let past banking problems keep you from opening a checking account again. Try opening a BBVA Compass Free Checking Account! BBVA Compass is one of the more forgiving banks and may give you a full-fledged REGULAR bank account when you apply online. And if you don't qualify for the regular checking account for some reason, you'll then be given a special Second Chance Account.

Open Account Online

Editor's choice

BBVA Compass is one of the more forgiving banks that may give you a full-fledged regular bank account when you apply online. Our recommendation here is to apply for the BBVA ClearChoice Checking Account. If you get approved, then you get a fully featured checking account and problem is solved. If your application is denied, you’ll be offered their pretty good Second Chance Checking Account (i.e. the Easy Checking Account). People with bad credit scores and bad banking history will get a 2nd chance at getting a new checking account and rebuilding their financial history into a positive one. Therefore, you really have nothing to lose and everything the gain because you will be given the opportunity to rebuild your banking past and eventually be qualified to open a traditional checking account once again. Feel free to apply for a new account, despite your financial history.

*Note that BBVA uses Early Warning System to track the banking past.

Free Checking Account

Get the ultimate digital banking experience with BBVA ClearConnect Checking. It is time to step into a bright financial future. Feel free to apply for a new checking account!
  • NO Monthly Service Charge;
  • NO Fees at BBVA Compass ATMs;
  • Online Banking, Mobile Banking, Bill Pay;
  • Apply with only $25 minimum opening deposit.

Compare the monthly Service Charge fees

Bank
Highlights
Monthly Fee
Yearly Cost
Minimum Deposit
Start Banking
BBVA Compass ClearConnect Checking
Monthly Fee
$0
Yearly Cost
$0
Minimum Deposit
$25
Open an account on BBVA's Compass
secure website
Wells Fargo Everyday Checking+
Monthly Fee
$10
Yearly Cost
$120
Minimum Deposit
$25
Regions LifeGreen® Checking+
Monthly Fee
$10
Yearly Cost
$120
Minimum Deposit
$50
Bank of America Core Checking®+
Monthly Fee
$12
Yearly Cost
$144
Minimum Deposit
$25
Chase Total Checking
Monthly Fee
$12
Yearly Cost
$144
Minimum Deposit
$25

BEST CHECKING ACCOUNT OF 2018!

Get a fresh start with BBVA ClearConnect Checking

Non ChexSystems Banks

Checking Account without Chexsystems

Non ChexSystems Checking Account